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We appreciate your time and are available to assist you in any way possible. With the ever-changing technology industry, it's essential to stay informed and updated about data and network security risks.
Our mission is to identify unnecessary fees and risks for your nonprofit or for-profit business and collaborate with you to develop a tailored plan that suits your business requirements.
We offer an array of evaluation and advisory services across different areas of your business. For those who accept electronic payments, it's crucial to comprehend how digital transactions are securely processed. Having this knowledge is essential for managing your cash flows and reducing risks and costs related to payment processing.
The Federal Reserve sets specific rate categories for various business classifications, such as B2C, B2B, B2G, and Non-Profit, based on qualification triggers. These categories comprise Level I, Level II, Level III, and Non-Profits.
Accepting certain cards like Corporate, Business, P-Cards, or GSA cards under a level 1 merchant account can result in a high surcharge rate up to 3.25%. We can set up your account correctly under the appropriate Business SIC Code to qualify for lower surcharge rates of level 2 and level 3 interchange by including the necessary data input. This can lead to qualification rates up to 150% lower than level 1 rates.
Some vendors are required to use a system to process these cards. Business owners may be paying 2X higher rates if they are not set up to accept corporate business cards as B2B. We can help you receive discounted rates for selling to other businesses through Level II and Level III Interchange Qualification Rates, avoiding unnecessary costs.